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With our Carpenters Credit Cards you can make every kind of purchase from any Morris Hedstrom and Carpenters outlets that displays a Carpenters Credit Card sign. No need to use cash or cheques for the wide ranges of goods and services available through these outlets. We send you a monthly statement of account, which you may settle in full or take advantage of our extended credit facility.
WHAT YOU NEED TO KNOW ABOUT THE CARPENTERS RETAIL CARD
Features and benefits  |  | Credit readily available | | No need for customers to carry cash/ cheques | | Enjoy up to 55 days interest free | | Extended terms for payment-5 months | | Selection of a wide variety of goods and services from participating outlets | | Convenient locations of participating outlets FIJI wide | | Longer trading hours of participating outlets, 7 days a week | | Opportunity to receive special product and credit offers from time to time | | Faster approval of applications and renewals |
Qualifying criteria
| | Subject to credit approval | | No adverse comments on customer data bureau | | Customers’ existing accounts with carpenters finance to be of satisfactory conduct | | Customer must be employed and confirmed in current position, preferably in employment for 3 months | | Payroll deductions to be confirmed first for customers employed in companies having said arrangements with carpenters finance | | If customer is over 55 years, personal guarantor from existing carpenters finance customer, if deemed necessary | | If on joint account, both customers must sign application form. |
Requirements
| | Photo ID i.e. either FNPF card or drivers licence or passport or company ID | | Current payslip | | Latest bank statement if deemed necessary |
Where can you use your card?
| | All CARPENTERS Outlets located FIJI wide namely: | | MH ( Supermarket, Homemaker, Mobil Service Stations) – groceries, household items, liquor, stationary , clothing, footwear, gifts, toys, magazines, fuels, and oil for vehicles | | Carpenters Hardware - Building materials, hardware & electrical materials | | Carpenters Motors - Vehicle servicing, tyres & batteries, spare parts | | Carpenters Technology - Computers & accessories | | For more details contact us on telephone numbers: 3315799 - Suva, 6666345 - Lautoka, 8811733- Labasa or e-mail:
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| | Carpenters Credit Card Makes Shopping Easier
Carpenters Credit Card is the most flexible, most versatile and most convenient account card you could possibly want.
Our Credit Card Service Is Simple To Understand
Carry your card whenever you shop in our outlets. Make your purchase, present your card, and sign for what you bought. Our sales staff will see your card that you are a special customer and will treat you as such.
Your Credit Card Can Save You $Money$
The only requirement is that you repay, by the date specified on your monthly statement, at least $20.00 or 20% of the outstanding balance, whichever is the greater. If you pay your monthly account in full by the date shown on your statement, there is no service charge. This means that with effective use of this facility you can benefit from a substantial credit free period. If you decide to take advantage of the Credit Card extended facility, Carpenters Fiji Limited shall determine the interest rate payable on the balance of your account from time to time. |
| | Request for increase in Credit Limit, supplementary cards, reporting of lost cards may be accepted by the Cashiers or the Shop Managers in writing from the customer and forwarded to Finance Division within minimum of 15 minutes on Fax No: 3303990. |
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 | “I think it is very useful esp. when you run short of cash…lots of benefits…get yourself one but don’t forget to keep up with your payment”
Frances Verma
(3 yr card holder) |  | "Its portable, no need to carry cash"
Priti
(1 yr card holder) | | “Fantastic we use it anywhere in Fiji ... helped me greatly in the last 2 years get one but do not abuse it"
Asish .V. Prasad
(2 yr card holder) | | “Very handy I suppose. Probably in terms of maintaining personal cash flow in the short run ... its handy, efficient and easy shopping"
Alvin .V. Dutt
(1 yr card holder) | | “Quite convinient to use, safe to carry .. well get for you"
Shalesh Kumar
(5 months card holder) |
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